Banana Republic credit card is a card that can be used to earn rewards when you are buying clothes in bulk from a retailer. This card is issued by Barclays and with the help of this card we can earn many rewards as well as store credit too. We get free shipping on most of our orders, so overall this card has a lot of benefits. With this card, we don’t earn any cash back and it doesn’t have any balance. This card comes with a lot of many other great benefits:
- Get great rewards: we can get a lot of amazing rewards after we use the banana republic credit card. This card can be used anywhere where the MasterCard is accepted. We get 5 points on every $1 we spend on Gap Inc. and 1 point on every $1 on other stores. The rewards can used when we shop some other time and get great discounts.
- Flexible: these cards are way more flexible. Every point on this card is equal to one cent. If we have earned $10 rewards this means we can have a $10 discount on our next purchase. The rewards on this card can be redeemed anytime we want and a great thing about this card is it doesn’t have any expiration date.
- More sign-up bonus: if we have a Banana Republic credit card login for the first time, we get more rewards. When we use the card for the first we get a 20% discount on our first purchase and after that, we get 5 points on every $1 spent on shopping with Gap Inc., and with other brands, we earn 1 point on every $1 we spend.
- Being an ICON means more discounts: if we earn 5000 points by shopping for the whole year and use this card too then our status is upgraded to “icon”. Icon status is higher than the normal status of the card, which means we get so many other additional benefits like we get 500 points quarterly, and free shipping if the order is above $50. The great thing about being an icon is choosing our sale day.
- Don’t carry a balance: the main disadvantage of this card is that we don’t get any interestfree period on our purchases. We have to pay 29.99% interest, which is much higher than what we pay for our normal credit cards. One thing is for sure this card can’t be used to finance a new wardrobe.
Conclusion:
Banana Republic credit cards are an amazing investment if we want to get discounts on our future purchases. The cards collect the points on every $1 we spend and the points can be redeemed on our next purchase. The new cardholders get a 20% discount on their first purchase with this card and if you earn 5000 points in one year your get status gets updated from the normal cardholders to an icon, with this status you can earn more discounts. If the person wants to get information about banana republic credit cards then they can visit accountiod site.